Risk Management Services | The Capital Group

Risk Management

From general liability and workers’ compensation to surplus lines, risk retention groups, and much more, at The Capital Group we are constantly updating our roster of carriers to bring you the right and most affordable services.

The Capital Group is committed to providing comprehensive, cost-effective risk management services. Because protecting your company, your assets, and your people is a priority, our specialists research the market for carriers that are both specific to and suitable for your industry.

We minimize your exposures by understanding your business, reviewing your current policies, and checking for gaps or vulnerabilities. We also provide loss control, loss prevention, and claims management services to be sure your workplace is safe and claims are adjudicated efficiently.

Commercial Crime Insurance

A commercial crime policy typically provides coverage for crimes that a company may fall victim to. Crime insurance policies are intended for organizations other than financial institutions. Many crimes are covered with crime insurance, including coverage for:

Computer fraud
Employee dishonesty
Funds transfer fraud
Forgery or alteration

Kidnap, ransom, or extortion
Money and securities crimes
Money order fraud and
counterfeit money

Cyber & Privacy Insurance

In today’s society, many exchanges occur online, meaning that sensitive information can be left vulnerable. If your company handles sensitive or personal information of customers, being prepared for a potential breach, cyber extortion, phishing, and other cybersecurity risks is essential.

Cyber and privacy policies will cover liability for data breaches of customers’ personal information, including social security numbers or credit card information. This coverage will cover many expenses that come with a data breach or hack, including:

Notification costs
Credit monitoring
Defense costs

Fines and penalties
Loss resulted from identity theft

Cyber insurance coverage will also protect you in case of business interruption, data loss or destruction, computer fraud, funds transfer loss, and cyber extortion that may result from a cyber attack.

Customized Commercial Insurance Services

Our insurance professionals will listen to you and embrace your needs, not just sell you a policy.

We will get to know you by asking questions about your insurance needs before we make any recommendations. Both before and after your policy is in place, our insurance professionals always focus on responsive customer service, addressing your needs first. You can be assured that you will be able to get the best coverage for your needs at the lowest possible premiums because we are affiliated with some of America’s most reputable and prominent insurance carriers.

Our commercial insurance services include, but are not limited to:

General liability
Workers’ compensation
Professional liability
Directors and officers
Commercial auto
EPLI (Employment practices liability insurance)

Surplus lines
Risk retention groups
Alternate risk
DBA (Defense Base Act)
Business property

Are You Ready To Get Started?

If you're ready to develop business and financial plans that crystallize your goals and develop your future, we would be pleased to provide you with a proposal and quote for our services.

Request A Quote

Liability Coverage for Technology Industry

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