Flexible Spending Accounts

The Capital Group can help your business find the right Section 125 plan that fits the needs of your employees and gives your business a competitive edge.


Section 125 Plans with The Capital Group

Offering competitive employee benefits is critical to attracting and retaining top talent. A Section 125 plan—also known as a cafeteria plan—can offer tax savings for both employees and employers while providing quality coverage options for your employees.

The Capital Group can help your business find the right Section 125 plan that fits the needs of your employees and gives your business a competitive edge. With years of experience, our team is dedicated to providing excellent service and tailored solutions for your business.

Is a Section 125 plan right for your business? Contact The Capital Group online or call 301-664-4778 today.

What Is a Section 125 Plan?

In a Section 125 plan, employees pay for qualified expenses on a pre-tax basis through salary reductions.

Because employees’ contributions are deducted before taxes are withheld, this reduces their taxable income, providing tax savings for both the employer and employee.

Companies of any size are all eligible for Section 125 plans, and any employee who satisfies the eligibility criteria can participate.


What Is Included in a Section 125 Plan?

A Section 125 (cafeteria) plan allows employees to pick from a selection of offerings. Your company will pay a maximum for each employee, and any costs beyond that maximum will be paid by the employee through payroll deductions.

Available health and welfare options on a Section 125 plan can include:

A Section 125 plan may also include:

  • Health Savings Account (HSA): An account for pre-tax contributions in a high deductible health plan (HDHP) that can be used for qualified health expenses (medical, dental, vision).
  • Flexible Spending Account (FSA): An account for pre-tax contributions that can be used for health (medical, dental, vision), dependent care, and parking/transit expenses.

When selecting your Section 125 plan, working with an advisor will help you choose the plan that is most cost-effective and provides the coverage options your employees need.

Contact The Capital Group to Learn More

If you think a Section 125 plan may be right for your business, The Capital Group is here to help. 

With extensive experience helping businesses secure the right Section 125 plans for their employees, The Capital Group is the team you can trust for employee benefit options in Maryland, DC, and beyond.

To learn more about Section 125 plans or other group benefit options, contact The Capital Group online or call today at 301-664-4778.

The Capital Group

Are You Ready To Get Started?

If you're ready to develop business and financial plans that crystallize your goals and develop your future, we would be pleased to provide you with a proposal and quote for our services.

Request A Quote
GovTech Insurance Logo

Liability Coverage for Technology Industry

GovTech TM is the Only Insurance Company Specializing in Insuring Government Contractors. GovTechTM offers comprehensive policies made with our policyholders in mind.

Visit GovTech

Services We Offer

Dynamic solutions to help businesses worry less and grow more.

Risk Management

We strive to understand your business and tailor the best risk-management solution to protect your company, your assets, & your employees.

Explore now


We provide the resources to manage your capital in the most efficient manner, while striving to maximize your most lucrative financial goals.

Explore now


We customize benefits packages to fit your needs, and act as an effective incentive to attract and maintain the best talent for your company.

Explore now


We diligently tailor your retirement plans to insure a more secure future for you, your employees, and your executives alike.

Explore now

HR Technology

Our HR management technology provides your company with the efficiency & ease of use to effectively manage your employee benefits.

Explore now


We provides compliance services to help companies avoid audit-related financial damages. Our team can handle all DOL audit requests.

Explore now

Get in Touch

We are here to assist you with all your risk management, investment, employee benefit, and HR technology needs.